house key in hand, blurry laptop and other tools in the background
The Marketing Bulletin

Can You Qualify for a Mortgage with a High DTI Ratio?

April 17, 2018

The debt-to-income (DTI) ratio is your lender’s way of determining whether you can afford to take out a mortgage or not. To do the math, divide your monthly expenses by your gross monthly income. The quotient will then be your DTI. DTI […]

The Marketing Bulletin

Property Valuation: What are the Various Approaches Used

March 8, 2018

An essential feature of property ownership is its value. Property valuation enables you to know how much you should pay in property taxes and the rent you should charge if you are renting it. It is also necessary for financing, property […]

Money Watch

Types of Repayment Plans for VA Mortgages

March 6, 2018

For many active military personnel and veterans and their spouses, VA mortgage programs are the best path to home ownership. These loans neither require a down payment nor mortgage insurance nor offer very competitive interest rates. VA mortgages also have […]

Money Watch

Reverse Mortgages: A Quick Overview

February 17, 2018

A reverse mortgage is one in which a lender lets a homeowner borrow against the value of their home. This money is available in the form of a line of credit. Mortgage repayment is not needed until and unless the […]

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Simply Business

3 Ways of Boosting Your Chances of Getting a Mortgage

January 16, 2018

Buying a home is a significant financial investment (probably the biggest you will ever make). That’s why you may need some additional financing to top up on what you have. The best way to go about it is by applying […]

house for sale
Market Insights

Housing News for 2018: Hope Arises

December 24, 2017

In many ways, 2017 has been a difficult year for homeowners and first-time home buyers. Available houses became scarce and prices soared to highs. For 2018, however, you will have a cause to hope — although challenges will still be […]

Mortgage Loan Agreement
Money Watch

The Truth Behind the 20% Mortgage Down Payment

August 1, 2017

Many people assume that mortgages have always had a 20 percent down payment requirement. This assumption stems from the media and from financial advisers that have usually talked about the traditional conventional loan that truly has a 20 percent down […]

Mortgage
Money Watch

Mortgage Companies: Keep Your Asset Safe and Secure

October 15, 2015

When you borrow a certain amount of money against the same property, the money borrowed is a loan against the mortgage. There are a lot of factors to consider before giving and taking mortgage. It’s important to get the best […]